Got a blog tip? Contact us
« Hawking Hawking E-Trade? | Main | Advertising's chemical imbalance »
Find out why no one will lend you money
If you haven't yet heard about a government law requiring the three major credit reporting companies to provide a free credit report to U.S. citizens once a year, well, now you have: AnnualCreditReport.com allows you to get up to three free reports, one each from Experian, Equifax, and TransUnion.
I tried to get all three myself, but TransUnion refused to believe I was me. The company required me to provide the card numbers of a couple of old retail cards I have long since canceled; without them, I couldn't view my report. Had I thought about it, I could have gotten the credit card numbers from the other two credit reports. Doh!
Posted by carrie on 11/09/2005 | Permalink
Comments
Welcome to eight months ago.
Posted by: Dubya | Nov 9, 2005 7:52:49 PM
More like one month ago: September 1. Once again, Dubya shows his ignorance...
Posted by: carrie | Nov 9, 2005 8:38:46 PM
While inacted only a month ago, it was common knowledge this was going to happen months ago.
Posted by: Dubya | Nov 9, 2005 8:52:45 PM
You're both wrong - by a lot. This law was passed two years ago. Here's the relevant citation for it.
PUBLIC LAW 108-159 [H.R. 2622]
DEC. 04, 2003
Also, I only got one of my credit reports from their stupid "free" service. Here's the kicker: right after I was rejected, I paid for a report on the same site and didn't have to answer any of those impossible questions. So, you can't steal my identity for free, but you can for $12.99. Great...
Posted by: Rob Rickner | Nov 10, 2005 12:59:54 AM
One thing to be careful of: AnnualCreditReport.com is legit, but FreeCreditReport.com is a kind of scam that enrolls you in some monthly subscription kind of thing.
Posted by: Max Roswell | Nov 10, 2005 11:50:28 AM
Here is a more detailed breakdown of the info concerning this:
http://www.livejournal.com/users/audiomind/147234.html
Posted by: audiomind | Nov 10, 2005 12:05:39 PM
